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A credit card balance transfer is a feature offered by some credit card companies that allows cardholders to transfer the balance of one or more credit card accounts to a single card. The process typically involves contacting the credit card company and requesting a balance transfer, providing the account information for the card or cards that the balance will be transferred from, and agreeing to any fees or terms associated with the transfer. Once the transfer is complete, the cardholder will typically make payments on the new account, which may have a lower interest rate or other favorable terms compared to the original accounts. This can be a useful tool for consolidating credit card debt and potentially saving money on interest charges.
