About Loan against property

A loan against property is a secured loan where you pledge your property as collateral in exchange for a loan amount. The loan amount that you can get depends on the value of your property and your ability to repay the loan.

loan against property can be a great option if you are looking for a loan with low interest rates and a higher loan amount. We hope our website provides you with all the information you need to make an informed decision about taking a loan against property.

Take advantage of our low-interest mortgage loan options and start building equity in your dream home. Secure your financial future with our trusted mortgage loan options and start enjoying the benefits of homeownership.

We are here to help you understand what loan against property is and how it can benefit you.

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Loan Against Property Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Residential loan against property

If you own a residential property, you can pledge it as collateral to get a loan. The loan amount depends on the value of your property, and you can use it for any purpose.

Commercial loan against property

If you own a commercial property, you can pledge it as collateral to get a loan. The loan amount depends on the value of your property, and you can use it for any purpose, such as expanding your business or buying new equipment.

Lease rental discounting

If you have a commercial property and receive rental income, you can use this rental income as collateral to get a loan. The loan amount depends on the rental income you receive and can be used for any purpose.

Top-up loan against property

If you already have a loan against property, you can get a top-up loan against property to meet additional funding requirements. The loan amount depends on the value of your property and your ability to repay the loan.

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Loan against property Features

Our Loan against property offer the flexibility and convenience you need to achieve your financial goals.

High loan amounts

You can access a high amount of funds against the value of your property.

Competitive interest rates

Our loan against property options offers competitive interest rates to help you save money.

Flexible repayment terms

You can choose from a variety of flexible repayment terms to fit your unique financial situation.

Quick approvals & Convenient disbursement

It offer quick approvals,convenient disbursement so you can access the funds you need when you need them.

Loan against property - Eligibility

Any salaried, self-employed or professional Public and Private companies, Government sector employees including Public Sector is eligible for a Loan against property.

Age

You must be at least 21 years old and not more than 65-70 years old at the time of loan maturity.

Property ownership

You must own a residential or commercial property that is free from any encumbrances and is in your name.

Income

You should have a regular source of income, such as a job or business, to show that you can repay the loan.

Frequently Ask Questions

Check below questions to get more clarity about the loans.

You can use a loan against property for any purpose, such as funding your child’s education, starting a business, or renovating your home.

The interest rate on a loan against property is usually lower compared to other unsecured loans because it is a secured loan. The interest rate may vary depending on the lender, loan amount, and repayment tenure.

You can repay your loan against property over a longer period of time, up to 20 years, making it easier to manage your finances. The repayment tenure may vary depending on the lender and loan amount.

It may be difficult to get a loan against property if you have a bad credit score because lenders usually prefer borrowers with a good credit score. However, some lenders may consider your application if you can provide a strong collateral and have a regular source of income.

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Now apply for a Loan against property, All you need to do is provide your details below application form.