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Popular Loan Types
Find Your Perfect Financial Solution
Choose from our wide range of loan products tailored to meet your every need
Top Personal Loan Offers
Hand-picked loan offers from top banks and NBFCs with competitive interest rates
HDFC Home Loan
HDFC Ltd
8.35% - 9.65%
Loan Amount
₹5 Lakh - ₹10.0 Cr
Tenure
60 - 360 mo
Processing Fee:
Muthoot Gold Loan
Muthoot Finance
9.24% - 22%
Loan Amount
₹5K - ₹5.0 Cr
Tenure
3 - 36 mo
Processing Fee:
SBI Home Loan
State Bank of India
8.4% - 9.55%
Loan Amount
₹5 Lakh - ₹10.0 Cr
Tenure
60 - 360 mo
Processing Fee:
HDFC Car Loan
HDFC Bank
8.5% - 12.5%
Loan Amount
₹1 Lakh - ₹1.0 Cr
Tenure
12 - 84 mo
Processing Fee:
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Why Choose Us
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Loved by Thousands
See what our customers have to say about their experience with InstaEMI
Priya Sharma
Software Engineer
Bangalore
“Got my personal loan in just 24 hours!”
I needed funds urgently for home renovation. InstaEMI made it incredibly easy - just filled a form, got multiple offers, and had money in my account the next day. The interest rate was also very competitive.
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Trusted by Industry Leaders
We partner with India's leading banks and NBFCs to bring you the best loan offers
50+
Partner Lenders
100%
RBI Registered
₹5000Cr+
Loans Disbursed
State Bank of India
Punjab National Bank
Bank of Baroda
Canara Bank
Union Bank of India
Bank of India
Indian Bank
HDFC Ltd
Central Bank of India
Indian Overseas Bank
UCO Bank
Bank of Maharashtra
Punjab & Sind Bank
HDFC Bank
ICICI Bank
Axis Bank
Fullerton India
Kotak Mahindra Bank
IndusInd Bank
Yes Bank
IDFC First Bank
Indiabulls Housing
Federal Bank
RBL Bank
Bandhan Bank
South Indian Bank
IDBI Bank
Karnataka Bank
CSB Bank
Bajaj Finserv
Tata Capital
Aditya Birla Finance
L&T Finance
Mahindra Finance
Shriram Finance
Muthoot Finance
Manappuram Finance
HDB Financial Services
IIFL Finance
Poonawalla Fincorp
Cholamandalam Finance
LIC Housing Finance
PNB Housing Finance
Tata Capital Housing Finance
Bajaj Housing Finance
ICICI Home Finance
Aditya Birla Housing Finance
Sammaan Capital
Can Fin Homes
Aadhaar Housing Finance
Repco Home Finance
GIC Housing Finance
Piramal Capital & Housing Finance
State Bank of India
Punjab National Bank
Bank of Baroda
Canara Bank
Union Bank of India
Bank of India
Indian Bank
HDFC Ltd
Central Bank of India
Indian Overseas Bank
UCO Bank
Bank of Maharashtra
Punjab & Sind Bank
HDFC Bank
ICICI Bank
Axis Bank
Fullerton India
Kotak Mahindra Bank
IndusInd Bank
Yes Bank
IDFC First Bank
Indiabulls Housing
Federal Bank
RBL Bank
Bandhan Bank
South Indian Bank
IDBI Bank
Karnataka Bank
CSB Bank
Bajaj Finserv
Tata Capital
Aditya Birla Finance
L&T Finance
Mahindra Finance
Shriram Finance
Muthoot Finance
Manappuram Finance
HDB Financial Services
IIFL Finance
Poonawalla Fincorp
Cholamandalam Finance
LIC Housing Finance
PNB Housing Finance
Tata Capital Housing Finance
Bajaj Housing Finance
ICICI Home Finance
Aditya Birla Housing Finance
Sammaan Capital
Can Fin Homes
Aadhaar Housing Finance
Repco Home Finance
GIC Housing Finance
Piramal Capital & Housing Finance
Frequently Asked Questions
Got questions? We've got answers.
Most banks require a minimum CIBIL score of 700-750 for personal loan approval. However, some NBFCs offer loans for scores as low as 600-650, though at higher interest rates. InstaEMI helps you find lenders matching your credit profile.