Credit cards

Credit cards can offer a wide range of features and benefits to their users

Compare the cards offered by different banks, travel benefits, entertainment, restaurant, annual fees, joining fees,including extended warranty, price protection, and fraud protection. Some cards may offer more comprehensive protection than others.

Card Card Name Annual Fee Rewards Rate
Kotak Bank PVR Gold Credit Card
499 Rs. 3 points Apply Now

Top reasons to get the Rewards Credit Card

  • The Kotak Bank PVR Gold Credit Card is suitable for those movie lovers who frequent multiplexes to enjoy movies.
  • The Kotak Bank PVR Gold Credit Card charges no joining fee to the applicant.
  • Apply for the card and earn 1 PVR voucher code on its 1st swipe.
  • 1st swipe benefit: As a gift for the 1st swipe of your card, you get a voucher code from PVR within 60 days of the swipe.
  • Card safety: If the card is misplaced or stolen, you can receive an insurance cover, through PVR Shield, of up to Rs.50,000 in a year.
  • Add-on cards with same features: You can choose to opt for an add-on card and set the spending limit accordingly. The add-on card also falls within the insurance blanket of PVR Shield.
  • Joining fee : Nil / Annual fee : Rs 499.
  • Card-related transaction/ Transfer of funds for every Rs.10,000: Rs.300.
  • Get free PVR Movie Tickets depending on your monthly spends.
  • Get 15%# Cashback on Food and Beverages at PVR
  • Get 5%#Cashback on Movie tickets at PVR Box Office
  • No Joining Fee for the first year!

Kotak Bank PVR Gold Credit Card Eligibility:

  • You need to have a high credit score and a decent and constant source of income to be eligible to apply for the Kotak PVR Gold Credit Card.
  • You would be informed about the eligibility criteria at the time of applying for the card.
HDFC Bank Freedom Credit Card
500 2.5x points Apply Now

Top reasons to get the Rewards Credit Card

  • Enjoy 5X reward points on your dining, grocery, railway bookings, taxi bookings, and movie spends.
  • Make the most of your birthday with 25X reward points on your expenses made with the card.
  • On your purchases made on PayZapp and SmartBUY, get 10X reward points.
  • Gift voucher of Rs.1,000 on spending more than Rs.90,000 in a year.
  • Renewal fee is waived off is annual spends is more than Rs.50,000
  • Interest-free period of up to 50 days.

Annual and Renewal Benefits

  • On spending Rs.90,000 in a year, get a gift voucher worth Rs.1,000.
  • Membership fee for the next year is waived off if Rs.60,000 is spent in the year on your card.

Fuel Benefits

  • Fuel surcharge of 1% will be waived on your fuel purchases ranging between Rs.400 and Rs.5,000, capped at 250 per statement cycle.

Reward Point Benefits

  • A welcome benefit of 500 reward points.
  • On your birthday spends, get 25X reward points.
  • Enjoy 5X reward points movies, grocery spends, dining, taxis, and railway spends with your credit card.
  • On your purchases made on PayZapp and SmartBUY, get 10X reward points.

 

Fees & Charges

  • Welcome benefit of 500 reward points on paying joining fee.
  • Annual fee:  Rs.500
  • Redeem reward points as cashback 100 points =10.
  • With every Rs.150 spent, get 1 reward point.
  • Get 25X reward points on all your birthday spends.
  • On movies, dining, groceries, railways and taxi bookings, get accelerated reward points of 5X.
  • 10X reward points will be given on purchases made on PayZapp and SmartBUY.
  • On paying your renewal fee, get a bonus of 500 reward points.
  • A welcome benefit of 500 points on paying your annual fee.

HDFC Bank Freedom Credit Card Eligibility:

  • If the primary cardholder is a salaried individual, he or she must be between the age of 21 years and 60 years. His or her gross monthly income must be more than Rs.12,000.
  • If the applicant is a self-employed individual, he or she must be between the ages of 21 years and 65 years. His or her income tax returns must be greater than Rs.2 lakh per annum.
  • The primary applicant must be a resident or a non-resident of India.

 

HDFC Bank Diners ClubMiles Card
1000 Rs. 4 points Apply Now

Top reasons to get the Rewards Credit Card

  • A premium travel card with best-in-class air miles program.
  • Redeem reward points for air miles through miles exchange program.
  • Free airport lounge visits to both domestic and international airports.
  • Welcome gift: As a welcome gift, you will get 1,000 reward points, which will be credited once the joining fee is paid.
  • Annual fee waiver: The annual fee on the card will be waived off if you spend Rs.1 lakh or more in a year.
  • Travel benefits:Enjoy 6 complimentary visits per year to 25+ domestic lounges in India and 700+ lounges worldwide.

Fees & Charges

  • Joining fee/ Annual fee: Rs. 1,000
  • Rewards redemption fee : Rs.99
  • You can earn 4 reward points on every Rs.150 spent on the card.
  • Reward points can be redeemed for air miles with partner airlines and hotels including British Airways, Jet Airways, Singapore Airlines, Trident Hotels, and Club Vistara.
  • 1 reward point = 1 air mile.
  • Reward points can also be redeemed for gifts and vouchers from HDFC’s exclusive Rewards Redemption Catalogue.
  • Points can also be exchanged for an air ticket or hotel bookings at HDFC Bank Diners Club website. (1 reward point = Re.0.50)

HDFC Bank Diners ClubMiles Card Eligibility:

  • You can enjoy a discount of 15% and other benefits at some of the finest restaurants in your city.
  • Get assistance for your travel needs by booking a concierge, which is available 24/7.
  • For salaried individuals

The applicant must be aged between 21 and 60 years

  • For self-employed individuals

The applicant must be aged between 21 and 65 years.

IndusInd Bank Platinum Aura Edge Credit Card
0 4x points Apply Now

Top reasons to get the Rewards Credit Card

  • Priority Pass membership for you and your partner
  • Comprehensive insurance benefits
  • Concierge Benefits: Get access to 24×7 concierge services with a credit card to make reservations at restaurants, book flights or hotels, and more.
  • Fuel Benefits: With the Platinum Aura Edge Credit Card, you can enjoy 1% waiver on fuel surcharge at all the petrol stations across India.
  • AutoAssist: Roadside Repair Service Emergency Supply of Fuel Falt Tyre Service Battery Service.
  • Contactless Benefits: The Platinum Aura Edge credit card offered by IndusInd Bank is a chip-based contactless card. You can make payments that are secure, convenient, and fast.

Fees & Charges

  • Joining fee: Rs 500/ Annual /Fee : NIL.
  • Finance charges: 3.83% monthly,46% per annum.
  • Flexibility to choose your Reward plans to match your lifestyle.

IndusInd Bank Platinum Aura Edge Credit Card Eligibility:

Age The applicant must be at least 18 years old.
Nationality He or she must be a citizen of India.
Employment status The applicant must be either salaried or self-employed.
Credit Score The applicants who hold a good credit score have a higher change of being eligible for the card.
IndusInd Bank Platinum Card IndusInd Bank Platinum Card
0 1.5 points Apply Now

Top reasons to get the Rewards Credit Card

  • IndusInd Bank’s Platinum Credit card is a travel credit card which offers a wide variety of offers on travel and lifestyle.
  • Enjoy a 1% waiver on the fuel surcharge on fuel transactions between Rs.400 and Rs.5,000.

Welcome benefits

Get EazyDiner vouchers as a welcome gift.You get access to the Luxe Gift Card.

Fuel benefits: You  The 1% surcharge waiver is applicable on all the fuel transactions worth between Rs.400 and Rs.4,000.

Zero liability on lost or stolen card: With the ‘Total Protect’  program, Indusland Bank  provides complete protection against any unauthorised transactions that happen in case of loss or stolen card. The insurance covers up to 48 days prior to loss reporting.

Personal air accident insurance: Cardholders will get personal air accident cover worth Rs.25 lakh completely free with the card.

Insurance benefits:

  • Lost baggage: Rs.1 lakh
  • Delayed baggage:  Rs.25,000
  • Loss of passport   :Rs.50,000
  • Lost ticket  :Rs.25,000
  • Missed connection: Rs.25,000

Fees & Charges

  • Joining: Rs 3000,  Annual Fees : Nill
  • Interest Charge: 3.83% per month
  • The accrued reward points can be redeemed for gift vouchers from Indus Moments, Airline Miles and cash credit.
  • Visit the IndusInd Bank Platinum Card page to redeem the reward points.

IndusInd Bank Platinum Card Eligibility:

  • To apply for the card, you should have a good credit score and a stable source of income. The precise eligibility criteria would be communicated to you at the time of applying for the card.
  • You would have to submit your income proof, address proof, and identity proof to get the Platinum credit card. The exact list of documents would be communicated to you at the time of applying for the card