About Personal Loan

Personal loan is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.

It is an ALL PURPOSE LOAN & it is taken for a variety of individual needs,Minimal Paperwork leads to quick processing and quicker cash disbursals.

Personal loans are loans provided without any security. It is very easy to get a personal loan as it requires a lot less paperwork.

Instaemi.com provide an after sale service. Once the customer gets a loan then we update the current status of the loan to the customer through SMS and e-mail. .

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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Personal loan helps for your unexpected medical emergency.Get instant personal loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with Borrow Company for fulfill your travelling to abroad.

Home Renovation

We provide personal loan for your dream home renovation with less interest rates and Less tenure.

Get financing for whatever you need now

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

No Collateral

No collateral or security requirements are put forth by the banks for issuing a personal loan. This saves a lot of time.

Easy Repayment

Banks provide personal loans for 12 to 60 months. Varying from bank to bank, these tenures allow easy repayment options to the borrower.

Enjoy the best rates

Our loan rates and charges are very attractive and we will guide you best rate suitable to your profile.

Simple Documentation

A Personal Loan can be accessed with minimum documentation and does not take time to procure as compared to secured loan.

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


Minimum Age 21 and Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Yes, you can prepay the entire loan outstanding anytime after paying 6 installments. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed..

You can repay the loan in Equated Monthly Installments (EMI’s) through post-dated cheques favoring

Interest rates are varying from one bank to another. Interest rates are varying depending upon individual’s profile. The interest rates are varying from 10% to 30%.

Yes, you can. This helps you to increase your income ability and you can gain a large amount of loan..

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Now apply for a Car Loan online, All you need to do is provide your details below application form.