Tata Capital


Min Salary

50,000 to 40,00,000

Min Loan amount

22 to 60

Min Age


Balance transfer Rate

Personal Loan variants

New Loan

Life is full of unexpected expenses like paying for a wedding, purchasing a car, or a medical emergency. To keep up with these unforeseen expenses, a Personal Loan can be of great help.

Top up loan

sometimes extra funds are required who has already availed of a Personal Loan, applying for a Top Up Loan is considerably easier and can provide significant benefits.

Balance transfer

Lower your Personal Loan EMI by doing a balance transfer to HDFC Bank – Personal Loan Balance Transfer, Interest rates as low as 11%* on the existing loan transfer.


  • KYC – PAN Card- Aadhar Card
  • Latest 3 Months payslips
  • Latest 3 months bank statements

Features & Benefits

Quick Approval

Borrowers can get a loan within 4 working days subject to documentation & verification as per bank’s requirement.

Balance Transfer

Lower your Personal Loan EMI by doing a balance transfer to HDFC Bank. Interest rates as low as 10.40%* on the existing loan transfer

No collateral

Personal loans are solely granted on the basis of an individual’s credit-worthiness. No collateral required.

Eligibility Criteria

The following people are eligible to apply for a Personal Loan:

  • Employees of private limited companies, employees from public sector undertakings, including central, state, and local bodies
  • Individuals between 22 and 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer. For Top MNC companies employees can have a 6 monthsexperience also acceptable
  • Good Credit History
  • Those who earn a minimum of 20,000 net income per month.