HDFC Regalia Credit Card

Top reasons to get the Rewards Credit Card

  • 12 Complimentary Airport Lounge Access within India and 6 outside India..
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000  Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent
    (On all retail* spends)
  • Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Foreign Currency Markup :2% on all your foreign currency spends.
  • ​​​​​​​Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Credit Card at nominal interest rate.
  • Earn 4 Reward Points on every Rs.150  retail* spends including Insurance, Utilities and Education​
  • Earn 10,000 Reward Points on annual spends of Rs. 5 lakhs.
  • Earn additional 5,000 Reward Points on annual spends of Rs. 8 lakhs.

Fees & Charges

    • Joining/ Renewal Membership Fee Rs. 2500/-+Applicable Taxes.
    • Welcome Benefit  2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off).
  • Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5
  • Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35
  • Cashback at a value of 1 RP = Rs 0.20

HDFC Bank Regalia Credit Card Eligibility:

For Salaried Indian national

  • Age: Min 21 years & Max 60 Years
  • Net Monthly Income > Rs 1 Lakh

For Self Employed Indian national

  • Age: Min 21 years & Max 65 Years
  • ITR > Rs 12 Lakhs per annum