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HDFC Bank Freedom Credit Card

Top reasons to get the Rewards Credit Card

Enjoy 5X reward points on your dining, grocery, railway bookings, taxi bookings, and movie spends.
Make the most of your birthday with 25X reward points on your expenses made with the card.
On your purchases made on PayZapp and SmartBUY, get 10X reward points.
Gift voucher of Rs.1,000 on spending more than Rs.90,000 in a year.
Renewal fee is waived off is annual spends is more than Rs.50,000
Interest-free period of up to 50 days.

Benefits & Features

Annual and Renewal Benefits

On spending Rs.90,000 in a year, get a gift voucher worth Rs.1,000.
Membership fee for the next year is waived off if Rs.60,000 is spent in the year on your card.

Fuel Benefits

Fuel surcharge of 1% will be waived on your fuel purchases ranging between Rs.400 and Rs.5,000, capped at 250 per statement cycle.

Reward Point Benefits

A welcome benefit of 500 reward points.
On your birthday spends, get 25X reward points.
Enjoy 5X reward points movies, grocery spends, dining, taxis, and railway spends with your credit card.
On your purchases made on PayZapp and SmartBUY, get 10X reward points.

Fees & Charges

Fees & Charges

Welcome benefit of 500 reward points on paying joining fee.
Annual fee: Rs.500

Redeem Rewards

Redeem reward points as cashback 100 points =10.
With every Rs.150 spent, get 1 reward point.
Get 25X reward points on all your birthday spends.
On movies, dining, groceries, railways and taxi bookings, get accelerated reward points of 5X.
10X reward points will be given on purchases made on PayZapp and SmartBUY.
On paying your renewal fee, get a bonus of 500 reward points.
A welcome benefit of 500 points on paying your annual fee.

Eligibility

HDFC Bank Freedom Credit Card Eligibility:

If the primary cardholder is a salaried individual, he or she must be between the age of 21 years and 60 years. His or her gross monthly income must be more than Rs.12,000.
If the applicant is a self-employed individual, he or she must be between the ages of 21 years and 65 years. His or her income tax returns must be greater than Rs.2 lakh per annum.
The primary applicant must be a resident or a non-resident of India.