Rewards With Credit Cards

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Compare options to build your credit below.Advertiser Disclosure

Card Card Name Annual Fee Rewards Rate
HDFC Regalia Credit Card
$0 3% Apply Now

Top reasons to get the Rewards Credit Card

  • 12 Complimentary Airport Lounge Access within India and 6 outside India.
  • Exclusive complimentary Dine out Passport Membership
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000  Reward Points on Rs. 8 lakhs spends in an anniversary year.
  • Earn 4 Reward Points on every Rs.150 spent.
  • You can redeem your Reward Points on Smartbuy or Netbanking.

Welcome rewards

  • Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points.

Earn bonus reward points

  • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary years.

Flexibility Fee and Charges

  • Interest Rate
    3.60% per month (43.2% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Renewal fee waived off if you spend more than 3L in the previous year​​​​​​​.

Fuel

  • 1% fuel surcharge waiver at all fuel stations across India
    ( on minimum transaction of ₹400  and maximum transaction of ₹5000 )

Dining Benefit

Exclusive complimentary Dineout Passport Membership which offers:

  • Assured flat 25% off at 2000+ premium restaurants
  • 1+1 on buffet at 200+ restaurants
  • Additional 5% off and Zero convenience fee.

Air miles

  • Redemption rate for air miles: Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile

Cash back

  • Adjust points against your Statement outstanding.
  • You can redeem your Reward Points on Smartbuy or Netbanking.

Personal Concierge Services

  • Contactless Payments
    This Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
  • Smart EMI
    This Card Card comes with an option to convert your big spends into EMI after purchase.
  • Priority Pass
    You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card.
Axis Privilege Credit Card
$0 4% Apply now

Top reasons to get the Rewards Credit Card

  • 8 complimentary lounge access at selected domestic airports.
  • Double the benefits upon achieving spends.
  • Redeem points instantly at select partners.

Earn reward points

  • Earn unlimited reward points at select partners
  • Earn 3000 EDGE Reward points on renewal

Welcome rewards

  • Get a complimentary premium economy ticket voucher as a welcome gift

Earn bonus reward points

  • Double the benefit upon achieving spends milestone of Rs.2.5 lac by converting your earned EDGE reward points

Flexibility Fee and Charges

  • Interest Rate
    3.4% per month. This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee reversal on achieving spends of Rs.2.5 lakhs

Fuel

  • Fuel surcharge refund on spent at all fuel stations across India.

Access Airport lounges

  • 2 Complimentary access per calendar quarter to select domestic lounge

Axis EDGE Rewards

  • 10 points on every Rs.200 spent on the credit card domestically/internationally

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 20% off at 4000+ partner restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Borrow Platanium
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
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Points that never expire

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Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Borrow Dinner
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Plus Platinum
$0 1% Apply now

Top reasons to get the Rewards Credit Card

  • Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners.
  • Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases.
  • Redeem points instantly at select partners.

Earn unlimited 10X reward points at select partners

  • Earn unlimited 10X reward points at select partners
  • Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam.
  • Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel.
  • Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum.

Welcome rewards

  • Get 1,500 bonus points on your first spend made within 30 days of card issue.
  • Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.

Earn bonus reward points

  • Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month.
  • Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus.

Points that never expire

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Phasellus nec nisl eu metus porttitor consequat.

Flexibility Fee and Charges

  • Interest Rate
    3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns.
  • Annual Fee
    Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.

For further details, please Click here

Fuel

  • Instant redemption at over 1200 participating oil outlets.
  • Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 | Minimum Points required to redeem: 250.

In-Store Shopping

  • Instant redemption at select partner stores.
  • Redemption rate at stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.

Air miles

  • Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.

Cash back

  • Adjust points against your Statement outstanding.
  • Redemption rate for cash back: 1 Reward Point = Rs 0.35 | Minimum Points required to redeem: 5,000.

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance.

  • Dining Privileges
    Up to 15% savings across participating restaurants.
  • Shopping Privileges
    Enjoy savings and offers several stores in your City.
  • EMI Privileges
    Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.