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Compare options to build your credit below.Advertiser Disclosure

Card	Card Name	Annual Fee	Rewards Rate
	HDFC Regalia Credit Card	$0	3%	Apply Now Expand Details
Top reasons to get the Rewards Credit Card 12 Complimentary Airport Lounge Access within India and 6 outside India. Exclusive complimentary Dine out Passport Membership Redeem points instantly at select partners. Benefits & Features Fees & Charges Redeem Rewards Borrow Privileges Benefits & Features Earn unlimited 10X reward points at select partners Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year. Earn 4 Reward Points on every Rs.150 spent. You can redeem your Reward Points on Smartbuy or Netbanking. Welcome rewards Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points. Earn bonus reward points Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year. Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary years. Fees & Charges Flexibility Fee and Charges Interest Rate 3.60% per month (43.2% per annum). This can change periodically based on your spend, payback and utilization patterns. Annual Fee Renewal fee waived off if you spend more than 3L in the previous year. Redeem Rewards Fuel 1% fuel surcharge waiver at all fuel stations across India ( on minimum transaction of ₹400 and maximum transaction of ₹5000 ) Dining Benefit Exclusive complimentary Dineout Passport Membership which offers: Assured flat 25% off at 2000+ premium restaurants 1+1 on buffet at 200+ restaurants Additional 5% off and Zero convenience fee. Air miles Redemption rate for air miles: Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile Cash back Adjust points against your Statement outstanding. You can redeem your Reward Points on Smartbuy or Netbanking. Borrow Privileges Personal Concierge Services Contactless Payments This Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. Smart EMI This Card Card comes with an option to convert your big spends into EMI after purchase. Priority Pass You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card.
	Axis Privilege Credit Card	$0	4%	Apply now Expand Details
Top reasons to get the Rewards Credit Card 8 complimentary lounge access at selected domestic airports. Double the benefits upon achieving spends. Redeem points instantly at select partners. Benefits & Features Fees & Charges Redeem Rewards Borrow Privileges Benefits & Features Earn reward points Earn unlimited reward points at select partners Earn 3000 EDGE Reward points on renewal Welcome rewards Get a complimentary premium economy ticket voucher as a welcome gift Earn bonus reward points Double the benefit upon achieving spends milestone of Rs.2.5 lac by converting your earned EDGE reward points Fees & Charges Flexibility Fee and Charges Interest Rate 3.4% per month. This can change periodically based on your spend, payback and utilization patterns. Annual Fee Your annual fee reversal on achieving spends of Rs.2.5 lakhs Redeem Rewards Fuel Fuel surcharge refund on spent at all fuel stations across India. Access Airport lounges 2 Complimentary access per calendar quarter to select domestic lounge Axis EDGE Rewards 10 points on every Rs.200 spent on the credit card domestically/internationally Borrow Privileges Personal Concierge Services Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance. Dining Privileges Up to 20% off at 4000+ partner restaurants. Shopping Privileges Enjoy savings and offers several stores in your City. EMI Privileges Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
	Borrow Platanium	$0	1%	Apply now Expand Details
Top reasons to get the Rewards Credit Card Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners. Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases. Redeem points instantly at select partners. Benefits & Features Fees & Charges Redeem Rewards Borrow Privileges Benefits & Features Earn unlimited 10X reward points at select partners Earn unlimited 10X reward points at select partners Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam. Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel. Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum. Welcome rewards Get 1,500 bonus points on your first spend made within 30 days of card issue. Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue. Earn bonus reward points Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month. Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus. Points that never expire Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus nec nisl eu metus porttitor consequat. Fees & Charges Flexibility Fee and Charges Interest Rate 3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns. Annual Fee Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year. For further details, please Click here Redeem Rewards Fuel Instant redemption at over 1200 participating oil outlets. Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 \| Minimum Points required to redeem: 250. In-Store Shopping Instant redemption at select partner stores. Redemption rate at stores: 1 Reward Point = INR 0.30 \| Minimum Points required to redeem: 250. Air miles Redemption rate for air miles: 1 Reward Point = 0.75 miles \| Minimum Points required to redeem: 100. Cash back Adjust points against your Statement outstanding. Redemption rate for cash back: 1 Reward Point = Rs 0.35 \| Minimum Points required to redeem: 5,000. Borrow Privileges Personal Concierge Services Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance. Dining Privileges Up to 15% savings across participating restaurants. Shopping Privileges Enjoy savings and offers several stores in your City. EMI Privileges Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
	Borrow Dinner	$0	1%	Apply now Expand Details
Top reasons to get the Rewards Credit Card Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners. Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases. Redeem points instantly at select partners. Benefits & Features Fees & Charges Redeem Rewards Borrow Privileges Benefits & Features Earn unlimited 10X reward points at select partners Earn unlimited 10X reward points at select partners Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam. Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel. Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum. Welcome rewards Get 1,500 bonus points on your first spend made within 30 days of card issue. Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue. Earn bonus reward points Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month. Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus. Points that never expire Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus nec nisl eu metus porttitor consequat. Fees & Charges Flexibility Fee and Charges Interest Rate 3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns. Annual Fee Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year. For further details, please Click here Redeem Rewards Fuel Instant redemption at over 1200 participating oil outlets. Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 \| Minimum Points required to redeem: 250. In-Store Shopping Instant redemption at select partner stores. Redemption rate at stores: 1 Reward Point = INR 0.30 \| Minimum Points required to redeem: 250. Air miles Redemption rate for air miles: 1 Reward Point = 0.75 miles \| Minimum Points required to redeem: 100. Cash back Adjust points against your Statement outstanding. Redemption rate for cash back: 1 Reward Point = Rs 0.35 \| Minimum Points required to redeem: 5,000. Borrow Privileges Personal Concierge Services Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance. Dining Privileges Up to 15% savings across participating restaurants. Shopping Privileges Enjoy savings and offers several stores in your City. EMI Privileges Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
	Plus Platinum	$0	1%	Apply now Expand Details
Top reasons to get the Rewards Credit Card Earn 10 Reward Points for every Rs 125 spent at apparel & department stores and select partners. Continue earning Reward Points at rate of 1 point for every Rs 125 on all other purchases. Redeem points instantly at select partners. Benefits & Features Fees & Charges Redeem Rewards Borrow Privileges Benefits & Features Earn unlimited 10X reward points at select partners Earn unlimited 10X reward points at select partners Maecenas sit amet tellus at ligula condimentumgravida ei pharetra eulla eu justo mvariusam. Aliquam erat volucongue lectus. Morbi p. Sed consequat metus tortor, vel rhoncus orci tempor vel. Luctus quam quis mi sagittis venuis consequat facnunc amet fermentumum. Welcome rewards Get 1,500 bonus points on your first spend made within 30 days of card issue. Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue. Earn bonus reward points Bonus on monthly Spends: Get 300 bonus points on card spends of $1500 or more in a month. Maecenas pharetra augue ut nibh blandit, eget pellentesque orci rhoncus. Points that never expire Lorem ipsum dolor sit amet, consectetur adipiscing elit. Phasellus nec nisl eu metus porttitor consequat. Fees & Charges Flexibility Fee and Charges Interest Rate 3.25% per month (40% per annum). This can change periodically based on your spend, payback and utilization patterns. Annual Fee Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year. For further details, please Click here Redeem Rewards Fuel Instant redemption at over 1200 participating oil outlets. Redemption rate at oil outlets: 1 Reward Point = Rs 0.25 \| Minimum Points required to redeem: 250. In-Store Shopping Instant redemption at select partner stores. Redemption rate at stores: 1 Reward Point = INR 0.30 \| Minimum Points required to redeem: 250. Air miles Redemption rate for air miles: 1 Reward Point = 0.75 miles \| Minimum Points required to redeem: 100. Cash back Adjust points against your Statement outstanding. Redemption rate for cash back: 1 Reward Point = Rs 0.35 \| Minimum Points required to redeem: 5,000. Borrow Privileges Personal Concierge Services Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance. Dining Privileges Up to 15% savings across participating restaurants. Shopping Privileges Enjoy savings and offers several stores in your City. EMI Privileges Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.