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Home Loan at Lowest Interest Rates

Compare home loan offers from 30+ banks & housing finance companies. Get up to 90% financing with interest rates starting at just 8.50% p.a.

8.50%
Interest Rate
₹10 Cr+
Max Amount
30 Yrs
Max Tenure
View Loan OffersEMI Calculator
Lowest Rates
Interest rates starting from 8.50% p.a.
Up to 90% LTV
Finance up to 90% of property value
30 Year Tenure
Longest tenure for lowest EMI
Tax Benefits
Save up to ₹3.5 Lakh annually
Quick Sanction
In-principle approval in 24-48 hours
PMAY Subsidy
Government subsidy for eligible buyers
Updated March 2026

Home Loan Interest Rates

Compare the latest home loan interest rates from top banks and housing finance companies

Home Loan Interest Rates - March 2026

Compare rates from top banks & HFCs

8 Banks/NBFCs
Bank of Baroda8.40% - 10.90%Up to 0.50%Up to 30 yearsNo LimitView Offers
LIC Housing8.50% - 10.75%Up to 0.50%Up to 30 yearsNo LimitView Offers
PNB Housing8.50% - 14.50%Up to 1.00%Up to 30 years₹15 CrView Offers
SBI8.50% - 9.85%0.35%Up to 30 yearsNo LimitView Offers
Axis Bank8.75% - 13.30%1.00%Up to 30 years₹5 CrView Offers
HDFC Ltd8.75% - 9.90%0.50%Up to 30 yearsNo LimitView Offers
ICICI Bank8.75% - 9.85%0.50%Up to 30 yearsNo LimitView Offers
Kotak Mahindra8.75% - 9.65%0.50%Up to 20 years₹10 CrView Offers
Check Your Eligibility

Home Loan Eligibility Criteria

Meet these basic requirements to qualify for a home loan

Eligibility Requirements

Select your employment type to view specific criteria

Age
21 - 65 years (at loan maturity)
Minimum Income
₹25,000/month
Employment
Minimum 2 years total, 1 year in current job
Credit Score
700+ for best rates
Property
Should be in an approved project or have clear title
Check Your Eligibility Now
Documentation

Documents Required for Home Loan

Keep these documents ready for faster loan processing

Required Documents Checklist

Select your employment type to view required documents

Identity Proof
Aadhaar Card, PAN Card, Passport, Voter ID
Address Proof
Utility Bills, Rent Agreement, Aadhaar Card
Employment Proof
Latest 6 months salary slips, Appointment Letter
Income Proof
12 months bank statement, Form 16, ITR
Property Documents
Sale Agreement, Title Deed, Approved Plan, NOC
Simple Process

How to Apply for Home Loan

Get your dream home in 4 simple steps

1

Check Eligibility

Enter your income, property details, and loan amount to check eligibility and get personalized offers.

2

Compare & Select

Compare home loan offers from 30+ banks. Check interest rates, processing fees, and terms.

3

Submit Documents

Upload income proof, property documents, and KYC online. Our team assists with verification.

4

Get Disbursement

After property verification and legal check, loan is disbursed to builder/seller account.

Best Offers

Home Loan Offers From Top Banks

Compare and choose the best home loan offer for your dream home

Popular
HDFC Ltd

HDFC Home Loan

HDFC Ltd

NBFC
4.5
Interest Ratep.a.

8.35% - 9.65%

Loan Amount

₹5 Lakh - ₹10.0 Cr

Tenure

60 - 360 mo

Lowest interest rates
Up to 90% LTV
Flexible tenure up to 30 years
Apply Now

Processing Fee: 0.5% - 0.5%

Popular
State Bank of India

SBI Home Loan

State Bank of India

Bank
4.5
Interest Ratep.a.

8.4% - 9.55%

Loan Amount

₹5 Lakh - ₹10.0 Cr

Tenure

60 - 360 mo

No prepayment penalty
Top-up loan available
Balance transfer
Apply Now

Processing Fee: 0.35% - 0.35%

Popular
ICICI Bank

ICICI Home Loan

ICICI Bank

Bank
4.5
Interest Ratep.a.

8.5% - 9.85%

Loan Amount

₹5 Lakh - ₹5.0 Cr

Tenure

60 - 360 mo

Instant approval
Flexible EMI
Part prepayment
Apply Now

Processing Fee: 0.5% - 1%

Popular
HDFC Ltd

HDFC Home Loan Balance Transfer

HDFC Ltd

NBFC
4.5
Interest Ratep.a.

8.25% - 9.25%

Loan Amount

₹10 Lakh - ₹10.0 Cr

Tenure

60 - 360 mo

Lower interest rates
Top-up available
Quick transfer
Apply Now

Processing Fee: 0.25% - 0.5%

FAQs

Frequently Asked Questions

Get answers to common questions about home loans

Home Loan FAQs

8 questions

Everything you need to know about home loans

Banks typically offer home loans up to 80-90% of the property value (LTV ratio). The exact amount depends on your income, existing liabilities, credit score, and the property's value. Top banks like SBI and HDFC have no upper limit on loan amounts for eligible customers.

Ready to Own Your Dream Home?

Compare home loan offers from 30+ banks and get instant approval. Start your home ownership journey today.

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