Personal Loan at Lowest Interest Rates
Compare personal loan offers from 30+ banks & NBFCs. Get instant approval with interest rates starting at just 10.49% p.a. No collateral required.
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Personal Loan Interest Rates
Compare the latest personal loan interest rates from top banks and NBFCs in India
| Bank / NBFC | Interest Rate (p.a.) | Processing Fee | Tenure | Max Amount | Action |
|---|---|---|---|---|---|
| HDFC Bank | 10.50% - 21.00% | Up to 2.50% | 12 - 60 months | ₹40 Lakh | Apply |
| ICICI Bank | 10.65% - 19.00% | Up to 2.25% | 12 - 72 months | ₹50 Lakh | Apply |
| SBI | 11.00% - 14.50% | 1.50% | 12 - 72 months | ₹20 Lakh | Apply |
| Axis Bank | 10.49% - 22.00% | Up to 2.00% | 12 - 60 months | ₹40 Lakh | Apply |
| Kotak Mahindra | 10.99% - 24.00% | Up to 2.50% | 12 - 60 months | ₹40 Lakh | Apply |
| Bajaj Finserv | 11.00% - 28.00% | Up to 3.00% | 12 - 84 months | ₹35 Lakh | Apply |
| Tata Capital | 10.99% - 19.75% | Up to 2.50% | 12 - 72 months | ₹35 Lakh | Apply |
| IndusInd Bank | 10.49% - 26.00% | Up to 2.50% | 12 - 60 months | ₹30 Lakh | Apply |
Personal Loan Eligibility Criteria
Meet these basic requirements to qualify for a personal loan
Documents Required for Personal Loan
Keep these documents ready for faster loan processing
Identity Proof
Aadhaar Card, PAN Card, Passport, Voter ID
Address Proof
Utility Bills, Rent Agreement, Aadhaar Card
Employment Proof
Latest 3 months salary slips, Employee ID
Income Proof
6 months bank statement, Form 16
Photographs
2 passport size photos
How to Apply for Personal Loan
Get your personal loan in 4 simple steps
Check Eligibility
Enter basic details like income, employment type, and loan amount to check your eligibility instantly.
Compare Offers
Compare personalized offers from 30+ banks and NBFCs. Choose the best rate and terms for you.
Submit Documents
Upload required documents online. Our team verifies them within hours for faster processing.
Get Disbursement
Once approved, funds are transferred directly to your bank account within 24-72 hours.
Personal Loan Offers From Top Banks
Compare and choose the best personal loan offer for your needs
HDFC Home Loan
HDFC Ltd
8.35% - 9.65%
Loan Amount
₹5 Lakh - ₹10.0 Cr
Tenure
60 - 360 mo
Processing Fee:
Muthoot Gold Loan
Muthoot Finance
9.24% - 22%
Loan Amount
₹5K - ₹5.0 Cr
Tenure
3 - 36 mo
Processing Fee:
SBI Home Loan
State Bank of India
8.4% - 9.55%
Loan Amount
₹5 Lakh - ₹10.0 Cr
Tenure
60 - 360 mo
Processing Fee:
SBI Student Loan
State Bank of India
8.15% - 10.5%
Loan Amount
₹1 Lakh - ₹1.5 Cr
Tenure
60 - 180 mo
Processing Fee:
HDFC Personal Loan
HDFC Bank
10.5% - 21%
Loan Amount
₹50K - ₹40 Lakh
Tenure
12 - 60 mo
Processing Fee:
HDFC Car Loan
HDFC Bank
8.5% - 12.5%
Loan Amount
₹1 Lakh - ₹1.0 Cr
Tenure
12 - 84 mo
Processing Fee:
ICICI Home Loan
ICICI Bank
8.5% - 9.85%
Loan Amount
₹5 Lakh - ₹5.0 Cr
Tenure
60 - 360 mo
Processing Fee:
SBI Gold Loan
State Bank of India
7.5% - 8.5%
Loan Amount
₹20K - ₹50 Lakh
Tenure
12 - 36 mo
Processing Fee:
ICICI Personal Loan
ICICI Bank
10.75% - 19%
Loan Amount
₹50K - ₹50 Lakh
Tenure
12 - 72 mo
Processing Fee:
SBI MSME Loan
State Bank of India
9.75% - 12.5%
Loan Amount
₹5 Lakh - ₹5.0 Cr
Tenure
36 - 120 mo
Processing Fee:
ICICI Car Loan
ICICI Bank
8.75% - 13%
Loan Amount
₹1 Lakh - ₹1.0 Cr
Tenure
12 - 84 mo
Processing Fee:
HDFC Loan Against Property
HDFC Ltd
9.5% - 14%
Loan Amount
₹10 Lakh - ₹5.0 Cr
Tenure
36 - 180 mo
Processing Fee:
HDFC Credila Education Loan
HDFC Credila
9% - 13.5%
Loan Amount
₹1 Lakh - ₹5.0 Cr
Tenure
60 - 180 mo
Processing Fee:
SBI Xpress Credit
State Bank of India
11% - 14.5%
Loan Amount
₹1 Lakh - ₹35 Lakh
Tenure
6 - 72 mo
Processing Fee:
HDFC Business Loan
HDFC Bank
11.5% - 22%
Loan Amount
₹1 Lakh - ₹50 Lakh
Tenure
12 - 48 mo
Processing Fee:
Manappuram Gold Loan
Manappuram Finance
10% - 24%
Loan Amount
₹3K - ₹2.0 Cr
Tenure
1 - 12 mo
Processing Fee:
Bajaj Finserv Personal Loan
Bajaj Finserv
11% - 26%
Loan Amount
₹1 Lakh - ₹35 Lakh
Tenure
12 - 84 mo
Processing Fee:
Bajaj Two Wheeler Loan
Bajaj Finserv
9% - 18%
Loan Amount
₹20K - ₹5 Lakh
Tenure
6 - 48 mo
Processing Fee:
SBI Loan Against Property
State Bank of India
9.15% - 11.5%
Loan Amount
₹10 Lakh - ₹7.5 Cr
Tenure
60 - 180 mo
Processing Fee:
Bajaj Finserv Personal Loan
Bajaj Finserv
11% - 25%
Loan Amount
₹25K - ₹35 Lakh
Tenure
12 - 60 mo
Processing Fee:
Axis Bank Personal Loan
Axis Bank
10.49% - 22%
Loan Amount
₹50K - ₹40 Lakh
Tenure
12 - 60 mo
Processing Fee:
SBI Xpress Credit
State Bank of India
11% - 15.65%
Loan Amount
₹25K - ₹35 Lakh
Tenure
6 - 72 mo
Processing Fee:
HDFC Home Loan Balance Transfer
HDFC Ltd
8.25% - 9.25%
Loan Amount
₹10 Lakh - ₹10.0 Cr
Tenure
60 - 360 mo
Processing Fee:
Bajaj Finserv Property Loan
Bajaj Finserv
10% - 16%
Loan Amount
₹5 Lakh - ₹3.5 Cr
Tenure
24 - 180 mo
Processing Fee:
HDFC Used Car Loan
HDFC Bank
11% - 16%
Loan Amount
₹1 Lakh - ₹35 Lakh
Tenure
12 - 60 mo
Processing Fee:
Bajaj Finserv Business Loan
Bajaj Finserv
13% - 26%
Loan Amount
₹1 Lakh - ₹50 Lakh
Tenure
12 - 60 mo
Processing Fee:
Tata Capital Personal Loan
Tata Capital
10.99% - 24%
Loan Amount
₹75K - ₹35 Lakh
Tenure
12 - 72 mo
Processing Fee:
Axis Bank Education Loan
Axis Bank
9.25% - 14%
Loan Amount
₹1 Lakh - ₹75 Lakh
Tenure
60 - 180 mo
Processing Fee:
Kotak Personal Loan
Kotak Mahindra Bank
10.99% - 24%
Loan Amount
₹50K - ₹40 Lakh
Tenure
12 - 60 mo
Processing Fee:
IndusInd Bank Personal Loan
IndusInd Bank
10.49% - 26%
Loan Amount
₹1 Lakh - ₹50 Lakh
Tenure
12 - 60 mo
Processing Fee:
Frequently Asked Questions
Get answers to common questions about personal loans
Most banks require a minimum CIBIL score of 650 for personal loan approval. However, for the best interest rates and higher loan amounts, a score of 750+ is recommended. Some NBFCs may offer loans to applicants with scores as low as 600, but at higher interest rates.
Ready to Get Your Personal Loan?
Compare offers from 30+ banks and get instant approval. No paperwork, no hassle.