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  • Compare across banks
  • Minimal Documentation
  • Loan amount up to Rs. 30 lacs
  • Tenure up to 48 months
  • Easy and quick processing

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* PF & ST - Processing Fee & GST , ROI - Rate Of Interest,
EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility

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  Disclaimer:  Instant Approval is based on the details shared, final approval is subjected actual & credit history
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* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

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Now apply for a Professional Loan online, All you need to do is provide your details below application form.

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About Professional Loan

Self-employed professionals (SEP) who are chartered accountants, doctors, architects, etc. are eligible for the professional loan.

  • Professional loans range from Rs. 50,000 to Rs. 30 lakhs depending on income, obligations, repayment history (if applicable) and repayment capacity
  • The loan can be repaid over a period of 12 to 48 months.

Professional Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Chartered accountants

Self-employed professional loan also given for consultants and practicing Chartered Accountant working in a government/private organization, If they want to expand their business or financial help for business they can avail with best rate of interest.

Doctors

This loan can avail by doctors who are working as a salaried or self-employment. They can use this loan to purchase equipment/ repairs/renovation to existing equipment, purchase of tools, working capital requirements, and acquiring/repairing business premises.

Architects

Self-employed professional loan can avail loan as per their eligibility and no collateral or security required

Features of Professional Loan

Simple procedure

It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.

Choose your amount

Self-employed professional loan range depending on income, obligations, repayment history (if applicable) and repayment capacity

Enjoy Best Rates

Self-employed professional loans can be availed at a better and cheaper rate

Decide your tenure

Easy repayment option you can choose for 12 to 48 months.

Professional loan- Eligibility

  • 24 years
  • 65 years
  • Resident Indian/NRI
  • Rs. 15,000
  • Rs. 50,000
  • Rs. 30 lakhs
  • 1 Year
  • 1 Year
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.
  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card.
  • PAN Card, Passport, Driving License.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land line Bill, Rental Agreement, Gas Bond with Bill, Sale Deed, Property Tax, Electricity Bill, Aadhar Card.
  • Sale Deed, Property Tax, Electricity Bill.
  • Mandatory.
  • Telephone Bill, VAT Registration copy, Current A/C Statement, Rental Agreement, Electricity Bill(if office own), Property Tax, Sale Deed.
  • Saral copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
  • 6 Months Bank Statement.
  • Form no. 3CB, 3CD Required.
  • All Directors KYC,Company PAN Card,Individual ITR's ,Patnership Deed
  • All Directors KYC,Company PAN Card,Individual ITR's ,MOA,AOA,Share holding Pattern,Board Resolution
  • Two Photographs.

Frequently Ask Questions

A:Yes, some banks will give pre-approve loans, but it depends on a number of factors like the bank account they currently use, income, etc.

Professional Loans

In the world of Credit, there are specially crafted loans for salaried or self-employed professionals. There will be some special privileges to these professionals.The following are the type of professional loans.

Professional Loans for Doctors

These Loans are precisely for Doctors. Primarily doctors choose these type of loans for expansion of their medical practices. The following are the evident features of this kind of loan:

  • These loans are only to the doctors who are working with private or government hospital or working in a clinic.
  • To get eligible for this professional loan, you need to meet a requirement of minimum income. Doctors with specified income range will only be able to withdraw this loan amount.
  • These Professional Loans are unsecure loans and need no collateral. There is no need to enter into any agreement or mortgage any kind of security nor a co-signer is vital to get the professional loan.
  • You will have to submit necessary documents. These include address proof, identity proof, bank statements, bank statements, qualification certificates etc.
  • These Loans are Instantly approved for Doctors.

Professional Loans for Engineers

These Loans are specifically for Engineers for their expansion of practice or business. Below are the salient features :

  • These professional loans are offered in two variants one is term loan and the other is the line of credit. In case of term loan a limited amount will be issued and to the borrower and the interest will be charged on the whole loan amount, and in terms of line of credit the specific amount is issued and the interest is charged on the amount disbursed. Hence line of credit is the flexible and affordable assistance in case of a professional loan for engineers.
  • Generally, these Loans are pre-approved where an appreciable loan amount can be availed.
  • Some non-banking financial companies need security or collateral for providing professional loan for Engineers. There are a lot of lenders in the market who do not ask for any security and assist you with Professional Loans.
  • Self-Employed or a Consultancy Engineer can get this Loan. And there are some banks who provide this professional loan for salaried engineers also.
  • To get eligible for this Professional Loan, you should hold some experience as an engineer. The minimum experience differs from bank to bank. But you should possess work experience after your graduation to apply for a Professional Loan.

Professional Loans for Chartered Accountants

Another kind of Professional Loan is for Chartered Accountants. Generally, self-employed professionals opt these loans. Salaried Chartered Accountants who are working with private or government firms can also apply for Professional Loan. Below are some Features:

  • Professional Loans for Chartered Accountants are extended to secured and unsecured loans. It is recommended that you go for a secured loan if you hold a collateral, with this your interest rates will be low. If you don’t have any security you interest rates will be a bit higher, but the loan process will be easy.
  • You should hold acceptable experience as a CA in a private or government company or in your own firm. Fresh Chartered Accountants with no experience are not eligible for applying for a Professional Loan.
  • Your educational qualification which states you as a Chartered Accountant is an important document to apply for this Loan

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