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  • Loan amount up to 1 Crore
  • Avail loan for your Business development
  • Compare across banks
  • No collateral required
  • Tenure up to 48 months
  • Low Rate of Interest

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Best Business Loan offers for Micro,Small & Medium Enterprises !...

*PF & ST - Processing Fee & GST , ROI - Rate Of Interest,
EMI - Equated monthly Installment

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Based on your net Take Home salary and loan amount

  Disclaimer:  Instant Approval is based on the details shared, final approval is subjected actual & credit history

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* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

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Now apply for a Business Loan online, All you need to do is provide your details below application form.

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About Business Loan

  • Business loans can be unsecured where they require no collateral or guarantors.
  • This depends on the turnover of the business, net profitability, positive growth and income tax returns of the preceding 3 years

Business Loan Products

Loan for Working Capital

Working Capital Loans are loans taken in order to finance daily activities in order to keep the business running. These loans are of two types – secured and unsecured working capital loans. This type of loan doesn’t require any assets or collateral for security.

Balance Transfer Loan

If you want to decrease your EMI or you are not happy with the services of your bank from where you have opted for your business loan or, then Balance Transfer helps.

Top Up Loan

Top up loans are taken in order to finance take additional amount on existing business loan during the repayment tenure based on your eligibility. You can avail maximum loan amount based on your eligibility.

Professional Loans

Professional loans are loans offered to professionals such as CA or doctors or other such professionals who are starting their own practices.

Features of Business Loan

Simple Procedure

It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.

Choose your amount

Business loans range will decide depending on profile, nature of business , IT returns and repayment capacity.

Enjoy the best rates

Special Interest rates based on your profiles

Decide your tenure

Easy repayment option you can choose for 12 to 36 months

Business Loan- Eligibility

  • 25 years
  • 65 years
  • Resident Indian
  • Rs. 2 lakh
  • Rs. 40 lakhs
  • Self-employed business/professional
  • Minimum 3 years
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.

Business Loan- Documents

  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card.
  • PAN Card, Passport, Driving License, Bank Verification form.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land line Bill, Rental Agreement, Gas Bond with Bill, Sale Deed,Property Tax, Electricity Bill, Aadhar Card.
  • Sale Deed, Property Tax, Electricity Bill.
  • Mandatory.
  • Telephone Bill, VAT Balance Sheet with Schedules, Current A/C Statement, Rental Agreement, Electricity Bill(if office own), Property Tax, Sale Deed.
  • Saral Copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
  • 6 Months Savings and Current Bank Statement.
  • Form no. 3CB, 3CD Required.
  • Business Registration certificate,Business Continuity Proof,All Existing Loan Tracks,OD/CC Sanction Letter
  • All Directors KYC,Company PAN Card,Individual ITR's,Patnership Deed,Provisional or VAT return copies along with VAT certificate copy,All Existing Loan Tracks,OD/CC Sanction Letter
  • All Directors KYC,Company PAN Card,Individual ITR's ,MOA or AOA,Share holding Pattern,Board Resolution
  • Two Photographs.

Frequently Ask Questions

The growth of alternative lending has made taking out a small business loan a much faster and simpler process than it has ever been before. Evaluating whether the statements below apply to your business can help you make an informed decision about applying for a loan to start or expand your business.


Have you run out of growth options to pursue because you’re limited to the cash you currently have on hand? Your growth pattern is often a good first marker of whether a loan can be helpful for a business to grow. If your sales volumes are holding steady, it may indicate that your business could benefit from additional funding. If sales are declining, however, adding a loan payment may not help.


When you have a detailed plan for how you will use the money to improve your bottom line, it can prove helpful not just for the loan process, but also as a useful reference tool when it comes to putting the plan in action. Better perks for employees? New office furniture? Every business owner has a wish list of “nice to haves” that they would love to contribute to their business, but it’s important to make sure you’re using your loan in ways that will positively impact your bottom line.


Before you approach a bank or alternative lender to take out a loan, consider the different ways you might be able to fund your business growth.

1)Friends or family

2)Alternative financing

3)Angel investoror venture capital

4)Crowd funding


Determining that the loan amount is appropriate for your business’ size and revenue is important. One way to measure whether a loan amount is advisable for your business is to to calculate your debt service coverage ratio. This metric is designed to measure your ability to meet your debt obligations without dipping into cash reserves. A debt service ratio of 1 means that you have just exactly enough income to cover all your debt with nothing left over to cover unexpected events. In general, a debt service ratio of 1.5 is considered average.

Startups that have not yet launched can only avail of secured business loans since unsecured business loans are only for expansion of an existing business..

For self-employed applicants, profit is the benchmark that determines loan value. The loan amount eligibility is dependent on factors like business type, repayment track history, residence location and your credit history.

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