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  • Loan amount up to 1 Crore
  • Avail loan for your Business development
  • Compare across banks
  • No collateral required
  • Tenure up to 48 months
  • Low Rate of Interest

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Best Business Loan offers for Micro,Small & Medium Enterprises !...

*PF & ST - Processing Fee & GST , ROI - Rate Of Interest,
EMI - Equated monthly Installment

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Based on your net Take Home salary and loan amount

  Disclaimer:  Instant Approval is based on the details shared, final approval is subjected actual & credit history

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* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

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Now apply for a Business Loan online, All you need to do is provide your details below application form.

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About Business Loan

  • Business loans can be unsecured where they require no collateral or guarantors.
  • This depends on the turnover of the business, net profitability, positive growth and income tax returns of the preceding 3 years

Business Loan Products

Loan for Working Capital

Working Capital Loans are loans taken in order to finance daily activities in order to keep the business running. These loans are of two types – secured and unsecured working capital loans. This type of loan doesn’t require any assets or collateral for security.

Balance Transfer Loan

If you want to decrease your EMI or you are not happy with the services of your bank from where you have opted for your business loan or, then Balance Transfer helps.

Top Up Loan

Top up loans are taken in order to finance take additional amount on existing business loan during the repayment tenure based on your eligibility. You can avail maximum loan amount based on your eligibility.

Professional Loans

Professional loans are loans offered to professionals such as CA or doctors or other such professionals who are starting their own practices.

Features of Business Loan

Simple Procedure

It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.

Choose your amount

Business loans range will decide depending on profile, nature of business , IT returns and repayment capacity.

Enjoy the best rates

Special Interest rates based on your profiles

Decide your tenure

Easy repayment option you can choose for 12 to 36 months

Business Loan- Eligibility

  • 25 years
  • 65 years
  • Resident Indian
  • Rs. 2 lakh
  • Rs. 40 lakhs
  • Self-employed business/professional
  • Minimum 3 years
  • *These are general terms only. Policy norms vary from bank to bank and customer to customer.

Business Loan- Documents

  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card.
  • PAN Card, Passport, Driving License, Bank Verification form.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land line Bill, Rental Agreement, Gas Bond with Bill, Sale Deed,Property Tax, Electricity Bill, Aadhar Card.
  • Sale Deed, Property Tax, Electricity Bill.
  • Mandatory.
  • Telephone Bill, VAT Balance Sheet with Schedules, Current A/C Statement, Rental Agreement, Electricity Bill(if office own), Property Tax, Sale Deed.
  • Saral Copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
  • 6 Months Savings and Current Bank Statement.
  • Form no. 3CB, 3CD Required.
  • Business Registration certificate,Business Continuity Proof,All Existing Loan Tracks,OD/CC Sanction Letter
  • All Directors KYC,Company PAN Card,Individual ITR's,Patnership Deed,Provisional or VAT return copies along with VAT certificate copy,All Existing Loan Tracks,OD/CC Sanction Letter
  • All Directors KYC,Company PAN Card,Individual ITR's ,MOA or AOA,Share holding Pattern,Board Resolution
  • Two Photographs.

Frequently Ask Questions

Startups that have not yet launched can only avail of secured business loans since unsecured business loans are only for expansion of an existing business..

For self-employed applicants, profit is the benchmark that determines loan value. The loan amount eligibility is dependent on factors like business type, repayment track history, residence location and your credit history.

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