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  • Reduce EMI/Tenure
  • Save on interest payment
  • Special Rates on Balance transfers
  • Compare across banks
  • Choose Additional amount
  • Easy and quick processing
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Compare Interest Rates, EMI & other details and choose the best Loan.

*PF & GST -Processing Fee & GST , ROI - Rate Of Interest,
EMI - Equated monthly Installment
Below Bank Eligibility      Meets Bank Eligibility

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Based on your net Take Home salary and loan amount

  Disclaimer:  Instant Approval is based on the details shared, final approval is subjected actual & credit history
ROI

Loan Eligibility

EMI

Proceesing Fee & GST

Total Loan Cost
Total Interest Payable

Prepayment Charges

Total Loan Cost

* Rates are subjected to change.
* Rates are indicative only. Final rates may depends on the customer profile.

Apply Details

Now apply for a Personal Loan online, All you need to do is provide your details below application form.

Loan Eligibility

EMI

Proceesing Fee & GST

Total Loan Cost

Rate Of Interest

About Balance Transfer

The Transfer of an outstanding loan from one Bank to another is called Balance transfer.

  • Any outstanding loan can be transfered to another loan at a lower rate of interest through Balance Transfer
  • Individuals can avail of a top-up to the existing loan if their eligibility criteria increases.
  • This benefit is available for personal, business and home loans.

Why should one go for Balance Transfer?

  • Save on the interest payment.
  • Reduce EMI/Tenure
  • Easy and quick processing.

Balance Transfer Products

Achieve all your goals and aspirations with the right kind of help, exactly when you need it.

Reduce EMI/Interest

By making your outstanding loan Balance Transfer at a lower rate of interest, You can reduce both EMI- which you pay Monthly and Interest- Which you pay through out the tenure

TOP UP

If additional amount is required you can also avail the benefit of TOP UP – An additional amount to the outstanding loan at the lower rate of interest if eligibility criteria exits

Features of Balance Transfer

Simple procedure

It can be accessed with minimum documentation and does not take time to procure as compared to secured loan.

Choose the additional amount

Top Up in additional to the exiting outstanding can be taken depending on income, obligations, repayment history (if applicable) and repayment capacity

Enjoy the Special rates

Special offer rates are available in case of Balance Transfer

Increase the Tenure

Tenure of the new loan can be increased which is irrespective to the old tenure

Balance Transfer- Eligibility

    Personal Loan:

  • 21 years of age for salaried individuals and 25 for self employed
  • 58 years of age for salaried individuals and 65 for self employed
  • Resident Indian/NRI
  • Rs 20,000
  • Rs 50,000
  • Rs 40,00,000
  • Salaried/ Self-employed professionals and nonprofessionals

  • Home Loan:

  • 21 years of age for salaried individuals and 25 for self employed
  • 58 years of age for salaried individuals and 65 for self employed
  • Resident Indian/NRI
  • Rs 20,000
  • Salaried/ Self-employed professionals and nonprofessionals
*These are general terms only. Policy norms vary from bank to bank and customer to customer.
  • PAN Card, Passport, Driving License, Voter ID, Aadhar Card,
  • PAN Card, Passport, Driving License, Bank Verification form.
  • Passport, Driving License, Voter ID, Aadhar Card, Mobile/Land line Bill, Rental Agreement, Gas Bond with Bill, Sale Deed, Property Tax,Electricity Bill, Aadhar Card.
  • 6 Months Bank Statement.
  • Latest 3 Months Payslips.
  • Company 3 years ITR's- Saral copy, Computation of Income, Profit and Loss Account, Balance Sheet with Schedules.
  • Business Registration certificate, Business Continuity Proof,OD/CC Sanction Letter.
  • All Directors KYC, Company PAN Card, Individual ITR, Patnership Deed, Provisional or VAT return copies along with VAT certificate copy, OD/CC Sanction Letter.
  • All Directors KYC, Company PAN Card, Individual ITR's, MOA/AOA, Share holding Pattern, Board Resolution.
  • Existing Loan Track/Sanction Letter.
  • Sale Deed Copy/Agreement Of Sale, 15 Years Link Documents, 15 Years Encumbrance Certificate, Municipal Sanction Plan, Latest Property Tax Receipt (incase of resale property) and Vendor Pan Card, LRS required for plot loans, Layout copy for plot loans.
  • One Photograph.

Frequently Ask Questions

The minimum period differs from bank to bank but is usually between 1 and 12 months.

Yes, this facility is possible with a balance transfer program.

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