About Mortgage Loan

Loan against Property / Mortgage loan is obtained by the way of mortgaging the asset with the lending institute. The value of an asset or property should be enough to qualify the sanction of the loan amount as needed by the borrower.

The loan amount depends on the current market value of the property. Normally lenders (Financers, Banks, and NBFCs) give loans up to 50%-70% of the current property value, the eligibility/availability/specific policies of the lender companies might vary.

Loans provided are cheaper than that of personal loans, Tenure is longer than that of personal loans and can be of the maximum tenure of 10-15 years while property loans are quite cheaper then these.

Then you can find, in one place, information on Mortgagel loans offered by various banks interest rates, fees, charges, benefits and features of the loans. Compare the features, benefits and charges and select one which is suitable to you.

Apply for loan

Get financing for whatever you need now

Enquire Now

Features of mortgage Loan

All loans are not created equal, personal loan has become a great option for people to use.

Loan Amount

Mortgage Loan gives you higher loan amount at affordable interest rates. It gives Upto 60-70% of property value.

Loan Tenure

Tenure is longer than that of personal loans and can be of the maximum tenure of 10 -15 years.

Minimal Documentation

The documentation is hassle-free with minimal requirements and you can expect a quick disbursal of the loan.

Types of Property

You can mortgage both commercial and residential properties under this with less interest rates compare to personal loans.

Mortgage Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for this loan.


Minimum age is 21 and Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

It depends on the property value and your repayment eligibility. Banks gives upto 60-70% of the property value.

Yes, you can repay the loan ahead of loan schedule by making lumpsum payments towards part or full prepayment subject to applicable prepayment charges.

Get a Quote

Now apply for a Car Loan online, All you need to do is provide your details below application form.